Lowest Merchant Account Fees for every business- Shift Processing

Lowest merchant account fees for every business type

0% transaction fees for your business
Next day payments and no hidden fees
customer service that puts you first

 Complete Solutions for Counter Top, convenience & retail stores


  • Does it currently cost you $1,000’s every month to accept credit card payments?
  • Are you finding hidden fees in your current merchant statement?
  • Want to get out of the contract that you’re in and switch to a provider where you could pay $0 to swipe cards?

Call or fill out the form below today and one of our experts will walk you through how you can pay nothing to swipe cards for your business. Our customers are saving $1,000’s each month by taking advantage of the lowest merchant account fees available. Let our amazing customer service, personalized solution, and the lowest rates in the business show you why it’s time to Shift your expectations when it comes to your merchant account.

lowest merchant account fees

The lowest merchant account fees: sounds too good to be true, right?

If you’re anything like most business owners out there, learning that you had to pay around 3% of every transaction was a bit of a shock. 

We believe that accepting credit card payments shouldn’t cost the business owner.

Here at Shift Processing, our patented solution allows your business to accept credit cards without paying a dime in monthly transaction fees. 

What would you do with the money that you would save if you didn’t have to pay any processing fees for your business? Would you hire more staff or carry new inventory? 

Maybe you’d launch that new service or product that you’ve been dreaming about. With Shift, the sky’s the limit because you won’t be paying for processing any longer.

Many processors will tell you that they have the lowest fees. With Shift, there are zero fees, giving you clarity that you are actually getting the lowest fees.

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At Shift, we accept all card types without charging a card processing fee to the business owner. We don’t have an outdated, tiered pricing model like many other credit card processors. We’re simply interested in processing your payments at no cost to you. 

We don’t pretend to be something we’re not. We don’t act like we can offer business loans or alternative bank accounts. We specialize in accepting credit cards for your business without making you pay a cent.

Most credit card processors want to tell you that they have the lowest merchant account fees. We’re here to prove them wrong. You can join the thousands of merchants currently paying zero fees for processing credit cards, and you can do it today. 

Even if you’re locked into a long term contract from a less reputable payment processing company, we help business owners just like you get free of pricey processing accounts.

We are a different type of payment processor. We’ve eliminated the merchant fee and interchange fee that most businesses have to pay to their credit card processor.

We don’t enforce monthly minimums or any kind of minimum fee just to make sure that your account makes a certain amount. We want to treat our business owners right so that you’ll want to stick with us for life.

Some highrisk merchants might find it tough to find merchant account providers that are willing to accommodate their needs. This can be for a variety of reasons, like fear of chargeback fees or having bad credit score. 

Whatever the reason, if your business is considered to need highrisk merchant accounts, contact Shift to see if we can help.

Don’t let another day go by where you pay for the ability to accept credit cards as payment. Free merchant services is available to every business owner, and with Shift Processing, we make the impossible possible with our patented free merchant services solution.

If you have any questions, be sure to contact us or read our Complete Guide to Credit Card Processing.



Incredible Service

Don’t settle for service that is less than the best. Shift Processing is known for its customer service and going the extra mile for our customers. You’ll find our owners out and about at our merchants every day helping them thrive.

No to low processing fees

If you’re paying processing fees, now’s the time to stop with our free merchant services solution. If you decide that a traditional merchant account is better for your business, you can’t beat our rates. Combine our customer service, incredibly low rates and our personalized solutions, and you’ve found a processing partner for life.

A card issuer relies on fees when it issues cards from American Express, Visa and Mastercard, to actually make themselves their money.

The credit card network will usually set the interchange rate, while companies like Capital One will be in charge of actually issuing the credit cards.

rates guaranteed for life

You’ve probably seen it if not experienced it personally. Some payment card processing companies will do anything to make a dollar. Not us here at Shift Processing. We don’t try to lock you in at a high, flat rate. Instead, your rate will always stay the same as the day you sign up with us, even if it’s 0% through our free merchant services solution. You won’t find a statement in the future where we’ve hiked up your rates to make a few more bucks each month. Lock in your 0% interchange rate today with Shift Processing.

no termination fees

We won't charge a termination fee if you decide we're not right for your business, or create a new, flat fee to spike your rates up. We won’t develop and hide a new fixed fee just to get more money from you. The rate you get to begin with is the rate you keep.

correct acceptance Method

Determining the right payment acceptance method is the most important thing to get right when setting up your merchant account. Having your account set up the wrong way can mean you’re paying way too high a percentage per swipe. With the Shift Processing zero fee solution, you don’t have to worry about any of that! Skip the frustration and get the account where your business pays 0% per transaction.

Easy to use equipment

There’s nothing more frustrating than setting up a new merchant account and then not knowing how to use the equipment. Our customer service team makes sure that you have all you need to get started right out of the box! We can set up a payment gateway and card network for you to accept payments through your card readers. No messing around guessing at how things are supposed to work. Whether you want a POS system or just a credit card reader, we give you the dream setup experience so you’re up and running within minutes of your delivery arrival. 

Some POS terminals have very advanced security, some requiring address verification to use the credit card terminal. Additionally, some merchant accounts will actually call the customer and require voice authorizations if the spent amount if higher than usual.

No hidden Fees

This is yet another of the shenanigans that we don’t take part in. Hidden fees, (like statement fees and assessment fees) are the primary way that most credit card processing companies gouge you for extra money each month. Don’t settle for the made up fees that most card companies try to hook you with. Additional fees (like batch fees, monthly fees, authorization fees, annual fees and many others) are added as a standard to merchant business accounts. I bet if you check your current merchant statement that you’ll find some of these bogus fees that you’re paying right now. 

Some pricing modes can be very confusing. Many merchant service providers charge their merchant accounts with an interchange plus pricing model, which features an interchange fee plus an additional markup. 

Many companies' processing cost per transaction amounts can vary depending on which pricing structure they are using. Another factor can be the percentage of fees that they charge.

Don’t settle for this kind of behavior. Your processor’s discount rate might be nice, but it can’t beat processing for free. Free processing is available with Shift Processing. Vote with your business and partner with a merchant services company that you can trust to treat you right.

Let the lowest merchant account fees go to work for your business.

Please fill out this form and one of our owners will walk you through the lowest merchant account fees in the industry.