Cannabis Credit Card Processing | Dispensary Credit Card Processing

Cannabis Payment


Are you ready to accept both cash and credit cards for any transaction at your dispensary?

Ready for an easy to use system that facilitates all card types.

Want to make more per sale since customers tend to spend about 30% more when they pay with plastic?

Cannabis Credit Card Processing 


Are you ready to accept both cash and credit cards for any transaction at your dispensary?

Ready for an easy to use system that facilitates all card types including Visa, Mastercard, Amex & Discover?

Want to make more per sale since customers tend to spend about 30% more when they pay with plastic?

Introducing Cannabis Payment Processing

Dispensary payments made easy with Shift

Accept credit cards with marijuana payment processing

Offer your customers more than cash and debit cards.  With Shift, your customers can use their favorite credit card, earning the miles or rewards they love! You can finally have a safe and secure way of selling Cannabis. Other credit card processors say no to dispensaries, but here at Shift, we have unique solutions for marijuana merchant accounts to accept credit cards for marijuana payment.

Customers experience the sale just like a local retail business

Instead of complex payment systems and bulky processes, your customers will experience the sale just like buying a latte from their local coffee shop. Patrons pull out their card, swipe or insert their card and collect their receipt like a purchase they make at any other business. Our proprietary POS system and virtual terminal makes each transaction easy and allows for social distancing, curbside pick up and delivery.

Lowers theft

With more and more of your customers using credit cards for their purchases, you’ll have much less cash on hand reducing the risk large amounts of cash brings.

Money is insured

All of your money is held in US banks. There is nothing held offshore.

No cryptocurrency or gift card work-arounds

This is the only system that’s able to do cannabis payment processing for dispensaries without using crypto or gift cards. A dispensary is a retail business like any other, so why not accept payment processing the same way? Shift offers legit payment processing for marijuana dispensaries.

medical marijuana and CBD

Did you know that business consumers on average will spend 12% to 18% more when they have the ability to pay with a credit card at a retail business? That number is even higher for marijuana dispensaries. We are seeing an overall increase of 25-30%.

Just Imagine the Increase in Revenue

Monthly Revenue

Increased Monthly

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What's the catch?

We get it - we know that finding someone who will offer marijuana merchant processing without charging you an arm and a leg is like a unicorn - impossible to find. 

You feel stuck. You’re a legitimate business and a few bad apples have ruined it for you as a high-risk business, making you unable to secure a recreational or medical marijuana merchant account. You believe that cannabis, marijuana, hemp and CBD oil all offer great  health benefits and are excited that it’s finally legal to be able to sell in certain places. You’d think that it would be easy to find a processor that offers medical cannabis payment solutions. Alas,  even finding medical marijuana merchant services for medical marijuana payment processing has its hangups. 

You have to jump through so many hoops to be able to take credit cards and it can sound like some practices are a little shady. You wonder if it’s even worth it, especially when you hear horror stories of other dispensaries' merchant accounts getting dropped without warning. 

That’s where we come in. Shift offers affordable (and almost Zero fee in some cases) cannabis merchant services to enable you to accept credit cards as one of your marijuana payment solutions. You’ll have customers using credit cards for dispensaries - meaning you’ll serve more customers and make more money.

When you choose Shift’s dispensary merchant services, you get our experience that comes from working with high risk businesses.   Shift offers marijuana merchant processing services for a multitude of high risk businesses. So if you’re looking for anything related to marijuana dispensary merchant processing, including medical marijuana payment processing, reach out to Shift today.

Accept credit cards with almost zero fees 

With the Shift Processing dispensary merchant account, PRICE is a major
factor. At Shift, we know that every penny counts in running a successful
business. We are here to help. We can help you leverage the Cash
Discounting, Convenance fee and Surcharging rules to YOUR advantage.
For some dispensaries, employing these rules has completely eliminated
the cost the business pays to accept credit cards. Taking credit cards
doesn't have to break the bank. Increase your revenue with a small cost of
acceptance. It's a win-win when you choose Shift as your cannabis credit
card processor for your dispensary.

Ask a representative today how you can accept credit cards for your
cannabis shop and pay almost nothing in credit card fees.

The Benefits of Dispensary Payment Processing 

with Shift

  •  ACCEPT CREDIT CARDS AT YOUR DISPENSARY Until now, it was impossible to accept credit cards at marijuana dispensaries. Even with many states legalizing marijuana, debit cards have been the only option for card payment. With a dispensaries processing account from Shift, you will be able to accept major card brands for cannabis payment. Accepting credit and debit card payments shouldn’t be difficult for marijuana vendors. The “Ticket Lift”, or amount of additional dollars spent per visit INCREASES 15% over Debit card payments.
  • Debit and Credit Cards for payment Marijuana related business operations haven’t been able to find a payment processor allowing both credit cards and debit cards until now. Most cannabis payment processors would only allow a dispensary debit card processing, but would not accept a credit card payment for cannabis. With Shift’s marijuana merchant services, no more alternative payments are needed for your customers to gain access to recreational or medical marijuana. Just pull out their card and swipe. Curbside pick-up and delivery options are also available.
  • Money is held in US bank accounts  Just because you operate a cannabis friendly dispensary doesn’t mean that you have to process credit cards overseas. With the Shift P2P solution, you can process payments and keep your money in US Banks. This gives you peace of mind with all your transactions.
  • accelerated Settlement times  We review your account monthly and accelerate your funding cycle as we see a low chargeback ratio.
  • Ticket sales are 25 to 30% higher  People bring cash in a limited quantity, so there’s a hard cap to the amount of money they can spend. Yes, they can visit your cannabis ATM and pull out more but when the money runs out in their bank account they have no more to spend. By enabling credit card payments at your dispensary, you will see a huge increase in purchases by each patron. Moreover they will earn their favorite Miles, points or rewards from their favorite card! Encourage your customers to make the Shift from cash.
  • NO MORE HIRING ARMORED TRUCK DRIVERS TO COLLECT CASH Instead of multiple daily pickups from an armored car service with armed guards, you can rest assured that your money is safe and away from anyone who would like to make a quick buck by robbing the place. There’s no longer a need to have a massive amount of cash sitting around when you use our domestic merchant account and P2P portal.
  • Lowers theft When there’s hardly any cash being taken for purchases, there’s much less risk of theft because the score isn’t big enough. Dispensaries that accept credit cards can dramatically reduce their theft risk by enabling credit card payments in their dispensary.
  • Accept more payment methods  With both cash and every card brand available for transactions at your dispensary, the number of customers you can serve is only going to go up. Accepting credit cards quadruples your customers payment options. With cannabis banking, your customers will rejoice over your many cannabis payment solutions.
  • Money is FDIC Insured  All funds are held in US banks that are FDIC insured the entire time. There’s no need to worry about large piles of cash or a shady overseas account to build your business. 
  • No cryptocurrency workarounds  Every other solution on the market uses gift cards or cryptocurrency to work around the laws and systems put in place to protect both you and your customer. This solution is a merchant account built for dispensaries.
  • It’s as easy as buying a cup of coffee  There’s no learning curve for your staff or your customers. They experience the sale just like they would if they were buying a cup of coffee at their local gas station or coffeehouse.

Shift Processing: 

Cannabis merchant accounts that WORK for High Risk Businesses.

Enterprise Level Solutions

Our Enterprise solution is perfect for Multi State Operators and Publicly Traded Companies. If you can qualify for this level of service, you will get the best rates, fastest funding cycles, lowest equipment cost and most robust reporting. Options include Ecommerce, All major brands for Credit, PIN Debit, Delivery and ACH. Contact us today.

Corporate Level Solution

If you are not a Multi State Operator or Publicly Traded Company, don’t worry Shift has you covered. Our Corporate service level is designed specifically with you in mind. Options include swipe and go technology for Visa, MasterCard, American Express and Discover. Both Credit and Signature Debit available. Contact us today.

Professional Level Solution

Just getting started? No payment history? No Problem! Shift can have you taking card payments in no time! Our Professional package includes all four Major Card Brands as well as Signature Debit. Contact us today.

who is this credit card payment solution for?

This solution is designed for recreational and medical marijuana dispensaries, normally classified as high risk merchant businesses that find it difficult to obtain a traditional merchant account for their business type. This marijuana payment processing solution is for companies that have traditionally had to go overseas just to get a merchant account or for those merchants that have found it impossible to get any type of merchant account before now.

How does the system work?

This system is based on P2P technology. P2P stands for Point to Point technology. Similar to Paypal or Venmo, the technology keeps the transaction off the credit card rails.

is this solution legal?

Absolutely! Our proprietary P2P solution is completely legal in all 50 states in the U.S. with more areas coming soon. This solution works for retail dispensary payment processing, cannabis merchants, hemp oil, CBD vape, and medical marijuana dispensaries. Federal governments can regulate substances and payments on the federal level. Payment processing for hemp, cannabis, and marijuana merchants is completely legal when you follow processing and banking regulations and federal laws.

How does P2P allow for social distancing?

Because you can process P2P transactions on any device that can connect to the internet, it makes it easy for customers to pre-pay for curbside pick-up or Delivery orders. Decrease your risk of exposure by using Shift’s contactless cannabis payment services.


Absolutely NOT! Digital wallets are a NIGHTMARE! They create an environment where someone other than the banks are holding your money. With our P2P solution, your money flows directly from our domestic acquiring banks, via ACH into your business bank account.

What if i don’t have a bank account?

Our team of professionals can assist you in obtaining a cannabis friendly business bank account into which we can directly deposit your credit card and debit card transactions.

can you deposit into multiple accounts?

Our system is designed for multi state, multi location organizations. We can deposit into ANY business bank account provided that they are aware you are a cannabis, or cannabis adjacent business. We can support conglomerates with multiple owners, multiple depository accounts as well as combined depositories.


All of the money within this system is held in US banks and fully insured by the FDIC. We believe banks and credit card payments should be easy for dispensaries, CBD and hemp merchants.


Absolutely not. This is a proprietary solution that enables you to keep your payments in US dollars accepted through all of the major card brands with all funds being held in US banks that are FDIC insured. There is no cryptocurrency or gift card that has any part in this cannabis payment solution for your business.


Yes! You can process transactions on any device that can connect to the internet. Our P2P terminal makes accepting mobile payments easy, safe and secure. We believe that cannabis banking solutions and dispensary payment processing should be able to function like every other business in the country. We pride ourselves in high risk merchant accounts for CBD merchants and cannabis dispensaries that make it easy to sell more.


We don’t hide fees regardless if it’s an account for legal cannabis sales, CBD merchant account or dispensary electronic payment processing. With Shift Processing, we don’t hide fees, we build relationships that last. (and you can’t build relationships hiding fees.) 


It's not for merchants who want to sell cannabis in states where it has not been approved. Our cannabis card processing solution is only available in the 39 states in which the sale of cannabis is legal to purchase and sell.

This solution is designed for those that have a brick and mortar storefront, e-commerce or offer curbside pick-up. Delivery is allowed as dictated by local and state laws.

Shift is Proud to be the Official Credit Card Processor for: