Inexpensive Credit Card Processing - Pay $0/month to swipe cards

Inexpensive Credit Card Processing for every business type

0% transaction fees for your business
Next day payments and no hidden fees
customer service that puts you first

 Complete Solutions for Counter Top, mobile & retail stores


  • Are you paying $1,000’s every month just to be able to accept credit card payments?
  • Have you found hidden fees in your contract that you didn’t know about when you signed up?
  • Feeling stuck in a 3 or 4 year contract with a processing provider that doesn’t care about your business?

If you’re looking for a reliable but inexpensive credit card processing solution, call or fill out the form below today. Read through the testimonials below and hear from real customers who are saving $1,000’s each month by working with Shift Processing. Take advantage of amazing customer service, personalized setup, and the lowest rates in the business. It’s time to SHIFT the way that you accept payments starting right now.

inexpensive credit card processing

Why does finding inexpensive credit card processing seem so difficult?

Why is it always so difficult to decide which payment processing solutions are right for your business? It seems like you need a PH.D. In Finance to be able to choose a merchant account where you won’t pay an arm and a leg.

If you’ve ever felt this way, know that you’re not alone. Business owners just like you are searching the internet right now trying to answer these same questions. Our goal is to make the answer simple. We want to show you what you need in an inexpensive credit card processing account. We want to make the choice simple, no matter which processing partner you choose.

Accepting payments for your business shouldn’t be complicated, or at least we don’t think it should be. We’ve created solutions that allow you as the business owner to know where every dollar goes in your merchant account. There’s no guessing how much your business is paying in fees when you partner with Shift Processing. Whether you choose our zero fee processing solution or one of our traditional merchant accounts, you will save more with Shift.

If you’re looking for a company that employs shenanigans to find more ways to get your hard earned money, you’ll have to look elsewhere. We write a blog that shows you all the tricks of the credit card processing industry so you won’t get duped again. So, head on over and read through our blog to learn more about how to get an honest merchant account.


Customer Service

If you own a business in the United States, you want U.S. Based customer service. Nobody likes getting an overseas call center when they need help with their merchant account. At Shift Processing, you’re getting real U.S. Based Americans that will help you with any challenge you come across. Don’t settle for anything less than what you deserve.

low processing fees

If there’s any topic that every business owner is ready to talk about when looking for a merchant account, it’s the processing fees. Everyone knows they exist, and we all want to find that one merchant account that has zero fees. Most would tell you that it’s not possible, but here at Shift Processing we believe in miracles. With our Zero Fee Processing Solution, your business can pay nothing for processing credit card payments. There’s no time like the present to fill out the form at the bottom of the page to find out if this is a good fit for your business.

lifetime rate guarantee

If there’s one thing that we refuse to do as a company, it’s raise the rates on our merchants. If you’re like the millions of business owners who have had this done to you, let us be the first to tell you that we’re sorry. Raising your rates is a terrible way to say thank you for processing with a company. At Shift Processing, we don’t believe in shenanigans. When you lock in a rate with us, it’s your rate for life. There won’t be a day when you check your statement and find out that your rate has gone up. We want to be your processing partner, and we believe that if we treat you right you’ll never have a reason to leave.

Right payment Method

The most important thing that you can decide when choosing a merchant account and provider is a company that will help you get your acceptance method right. If your merchant account is set up the wrong way, you’re going to be paying much more in fees than you ever should. Our experts are fantastic listeners, and they take the time to get to know your business. Knowing your business is key to creating the right account for your organization, and we take the time to get it right.

The perfect equipment

For some businesses, a credit card reader is all the equipment that they need. For other types of business, a fell point of sale system is helpful to automate staff time cards and manage inventory. The right system for your business isn’t necessarily black and white. Our expert staff will help you understand how you can save money depending on the equipment that is the best for your type of business.

No hidden Fees

This is yet another of the shenanigans that we don’t take part in. Hidden fees are the primary way that most credit card processing companies gouge you for extra money each month. Don’t settle for the made up fees that most processing companies try to hook you with. Batch fees, Annual Fees and many others are added as a standard to merchant accounts. I bet if you check your current merchant statement that you’ll find some of these bogus fees that you’re paying right now. Don’t settle for this kind of behavior. Vote with your business and partner with a merchant services company that you can trust to treat you right.

If you’re tired of working with a processing partner that is hiding fees and raising your rates, we invite you to check us out.

Please fill out this form and one of our experts will be happy to listen and help you create a merchant account that truly works for your business.